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Standard Chartered Bank has been in the UAE for over 65 years. They offer the Saadiq Platinum Murabaha Credit Card. It gives 5% cashback on daily essentials, making it a great choice for those who want a Sharia-compliant card.
To get the Saadiq Platinum Murabaha Credit Card, you need to earn between 5,000 AED and 50,000+ AED. This shows the card is special. The application process is easy, and knowing how to apply is key to getting its benefits.
The Saadiq Platinum Murabaha Credit Card is perfect for those wanting a high-end card that follows Shariah rules. The application process is simple.
It uses a Murabaha structure, which is Shariah-compliant. This means clear profit rates on balances. Applying for this card is a big step towards getting it.
Understanding the Saadiq Platinum Murabaha Advantage
The Saadiq Platinum Murabaha Credit Card has special benefits for Islamic banking customers. You can apply for islamic credit card online and get exclusive deals. To qualify, you need to meet certain platinum credit card eligibility criteria. This includes earning at least AED 5,000 and being between 21 and 60 years old.
Some key benefits of the Saadiq Platinum Murabaha Credit Card are:
- Cashback of up to AED 2,000 available for cardholders
- No annual fee for the first year
- Free first Careem ride and a 20% discount on three rides every month
- Maximum discount of 30% on travel bookings made through Cleartrip
Cardholders get unlimited airport lounge access worldwide. They also enjoy over 500 buy one get one free travel and entertainment offers through the MasterCard For You App. To apply for islamic credit card online, visit the Standard Chartered website. There, fill out the online application form, ensuring you meet the platinum credit card eligibility criteria.

The Saadiq Platinum Murabaha Credit Card also offers a 0% installment plan. This is for purchases of AED 1,000 and above, paid in six monthly installments. With its Sharia-compliant financial solutions and exclusive rewards, it’s a great choice for those who value their beliefs and financial needs.
The Islamic Banking Principles Behind Your Card
The Saadiq Platinum Murabaha Credit Card follows Islamic banking rules. It offers a clear and fair financial option. The card’s Murabaha structure meets Shariah standards, ensuring fairness and openness in all transactions.
This makes sure saadiq credit card features meet Islamic banking needs. Whether for everyday items or travel, the card is designed to help.
The card works on a resale contract, showing clear profit rates on balances. This is a core part of Islamic banking. It lets customers enjoy saadiq credit card features while following Shariah rules.
The Murabaha structure in the Saadiq Platinum Murabaha Credit Card shows the bank’s dedication. It aims to offer Islamic banking solutions that are both ethical and clear.
Some key benefits of the Saadiq Platinum Murabaha Credit Card include:
- Alignment with Shariah principles
- Transparency in profit rates on balances
- Unique and transparent financial solution
The Saadiq Platinum Murabaha Credit Card is great for those wanting a card that blends Islamic banking with modern finance. It focuses on openness and fairness. This card offers a full financial solution for Islamic banking customers in the United Arab Emirates.
How to Apply for the Saadiq Platinum Murabaha Credit Card
Applying for the Saadiq Platinum Murabaha Credit Card is easy. You can apply online, in a branch, or through mobile banking. Start by going to the Standard Chartered website and picking the card. Then, fill out the application form with your personal and financial details.
Or, you can visit a branch and get help from a bank representative. Applying through your mobile device is also an option. The step-by-step guide for applying for Saadiq Platinum Murabaha card is on the website. It makes applying simple.
- Annual fee for the primary card is AED 315
- First four supplementary cards are free; the fifth card onwards incurs a fee of AED 157.50
- 0% installment plan available for purchases of AED 1,000 and above, payable in six monthly installments
By following the step-by-step guide, applying for the card is straightforward. The Saadiq Platinum Murabaha Credit Card offers many benefits. It’s a great choice for those wanting a simple credit card experience.
Essential Eligibility Requirements
To apply for the Saadiq Platinum Murabaha Credit Card, you must meet certain criteria. You need to be at least 21 years old if you’re employed or 25 if you’re self-employed. You also need a valid email and a working Pakistan mobile number.
The card requires a minimum income of AED 5,000. You must be between 21 and 60 years old to apply. The platinum credit card eligibility criteria are clear and fair.
Some key benefits of the Saadiq Platinum Murabaha Credit Card include:
- Unlimited and free access to airport lounges
- 5% cashback on daily essentials such as dining, groceries, and online shopping
- Potential monthly cashback of up to AED 2,000
- Access to exclusive deals at over 2300 premier brands nationwide through Mastercard Priceless Specials
Meeting the eligibility criteria is the first step to enjoy the card’s benefits. The application process is easy. You can quickly check if you qualify.
Documentation and Verification Process
The saadiq credit card application process is detailed and secure. It checks your documents to make sure everything is correct. You need to provide your CNIC and other documents like income proof.
To apply for the Standard Chartered Saadiq Mastercard Platinum Credit Card, you must have a valid CNIC and income proof. This step is to make sure you can handle the credit card’s costs.
Primary Documents Needed
- Valid CNIC
- Income proof
Additional Supporting Documents
- Employment certificate
- Bank statement
The application process is designed to be safe and clear. It checks your documents carefully to protect you and keep the application honest.
Document | Description |
---|---|
Valid CNIC | Required for identity verification |
Income proof | Required to verify income and affordability |
Premium Benefits and Exclusive Privileges
The Saadiq Platinum Murabaha Credit Card comes with many perks. It’s perfect for those who want a credit card that fits their lifestyle. To apply for the Saadiq Platinum Murabaha Credit Card, you get 5% cashback on essentials, special deals, and luxury travel perks.
Here are some key benefits:
- 5% cashback on daily essentials
- Exclusive deals and discounts on travel and lifestyle purchases
- Complimentary airport lounge access
- Careem ride discounts and first ride free for new customers
- Access to over 100+ offers from The Good Life Privileges
Cardholders also get a welcome bonus of AED 300. Plus, cashback on supermarket, fuel, and utilities. The card has a competitive interest rate and annual fee. To learn more about how to apply for the Saadiq Platinum Murabaha Credit Card, visit the Standard Chartered website or a local branch.
The Saadiq Platinum Murabaha Credit Card is a great choice for those who want to upgrade their lifestyle and finances. Knowing the card’s benefits helps you decide if it’s right for you. By understanding what it offers, you can apply and start enjoying its rewards and perks.
Benefit | Description |
---|---|
5% Cashback | Cashback on daily essentials |
Exclusive Deals | Discounts on travel and lifestyle purchases |
Complimentary Airport Lounge Access | Access to over 25 lounges across various countries |
Managing Your Saadiq Platinum Card
To get the most out of your Saadiq Platinum Murabaha Credit Card, it’s key to know its features. You can enjoy digital banking, various payment options, and top-notch security. Digital banking lets you manage your accounts, pay bills, and transfer funds easily from your phone or computer.
The payment options make shopping and bill payments flexible and convenient. You can use your card online or in person. The security features protect your transactions, so you can shop with confidence.
Some main features of the Saadiq Platinum Murabaha Credit Card include:
- Digital banking features for easy account management
- Payment options for flexibility and convenience
- Security features for secure and protected transactions
With the Saadiq credit card features, you get lots of benefits and rewards. It’s perfect for everyday needs or travel. The Saadiq Platinum Murabaha Credit Card offers a secure way to manage your money. It has digital banking and payment options that help you stay on top of your finances. It’s a great choice for a credit card, whether for daily use or travel, thanks to its many features and benefits, including
Conclusion: Embrace Ethical Banking with Saadiq Platinum
The Saadiq Platinum Murabaha Credit Card is a top choice for ethical banking. It follows Islamic rules and offers many benefits for today’s shoppers.
When you apply for the Saadiq Platinum Murabaha Credit Card online, you get special perks. Enjoy 5% cashback on everyday items and unique travel offers. The Murabaha system makes sure everything is clear and fair, matching your values.
Choose the Saadiq Platinum Murabaha Credit Card for a better banking future. Start your journey towards a more rewarding and Islamic-friendly financial path by applying for the card today.